ધી કુકરવાડા નાગરિક સહકારી બેંક લિ. કુકરવાડા

ક્રમ

વિગત

રકમ

Manual /System

Deposit to PL Code

1

ડુપ્લીકેટ પાસબુક ઇશ્યુ ચાર્જ

50/- + GST

Manual

PL - 05202000

2

બેલેન્સ સર્ટીફીકેટ ચાર્જ

NIL

-

-

3

ડુપ્લીકેટ સ્ટેટમેન્ટ ચાર્જ

Rs. 10/- પેજ દીઠ (વધુમાં વધુ 300/-) + GST

Manual

PL - 05202000

4

એકાઉન્ટ ક્લોઝ (૧૨ માસની અંદર)

સેવિંગ ખાતામાં Rs. 100/- + GST     

કરંટ ખાતામાં Rs. 250/- + GST

Manual

PL – 05595900

5

Cheque/ECS Return Charge (Inward)

Rs. 200/- (જો ચેક ટેકનીકલ કારણથી રદ થાય તો ચાર્જ લેવો નહિ) + GST

System

PL – 05595900

6

Cheque/Bills Return Charge (Outward)

Posted + Rs. 100/- + બીજી બેંકનો ચાર્જ જો હોય તો, (જો ચેક ટેકનીકલ કારણથી રદ થયો હોય તો ચાર્જ લેવો નહિ.) + GST

System

PL - 05595900

7

Signature Verification / Attestation Charge

Rs. 100/-  + GST

Manual

PL - 05595900

8

No Due Certificate Charge (Duplication)

Rs. 150/-  Per Certificate +GST

Manual

PL – 05595900

9

જુના રેકોર્ડની કોપી

Rs. 25/- (વાઉચર દીઠ) (૧૨ મહિના અંદર વાઉચર) + GST

Rs. 50/- (વાઉચર દીઠ) (૧૨ મહિના ઉપરના વાઉચર) + GST

Manual

PL – 05595900

10

Minimum Monthly Average Balance Charge (Effective Date-01/05/2023) (On Operative A/c)

Current Account Rs. 5000/- (Charge – 50/- + GST)

Saving Account Rs. 1000/- (Charge – 25/- + GST)

System

PL – 05595900

11

Issue of D.D., Pay-Order or Banker Cheques

Free

-

-

12

Correction and Cancelation in Issued D.D., Pay-Order or Banker Cheques

Rs. 50/- (ચેક/ડીડી દીઠ) + GST

System

PL – 05595900

13

કાઉન્ટર પરથી કરેલ RTGS/NEFT  નો ચાર્જ

1 Lakh થી વધુ રકમ પર Rs. 17/- (દરેક RTGS/NEFT દીઠ) + GST

(ખાતામાં Opening Balance હોય તો Free)

System

PL – 05595900

14

INB PIN Replacement (Repin)

NIL

-

-

15

ATM CARD Replacement Charges

Rs. 200/-  + GST

System

PL – 12960000

16

ATM PIN Replacement Charges

Rs. 50/- + GST

Manual by HO

PL – 12960000

17

Annual ATM DEBIT CARD Charges (From Second Year)

Rs. 200/-  + GST

System

PL – 12960000

18

ATM CARD Block Charge (Other than while A/c Close)

Rs. 200/-  + GST

Manual

PL - 12960000

19

Share Certificate & I-Card (New/Duplicate)

Rs. 50/-

Manual

PL – 05202000

20

Rupay Card above Monthly Transaction Charge

Financial & Non-Financial Free Transaction 10 (After that every transaction will be charged Rs 20/- + GST)

System

PL - 12960000

21

IMPS Charges

Rs. 1/- to Rs. 9,999/-

Free

Rs. 10,000/- to Rs. 25,000/-              

Rs. 2/- Per Transaction + GST

Rs. 25,001/- to Rs. 50,000/-

Rs. 3/- Per Transaction + GST

Rs. 50,001/- to Rs. 1,00,000/-           

Rs. 5/- Per Transaction + GST

Rs. 1,00,001/- to Rs. 2,00,000/-       

Rs. 7/- Per Transaction + GST

Rs. 200001/- to Rs. 500000/-            

Rs. 10/- Per Transaction + GST

System

PL – 12960000

22

Posted Charge

At Actual (Rounding off)

23

Overdue and NPA Notice Charge

Rs 150 per notice (borrower or Guarantor) + GST

System

PL – 05606000

24

ECS MANDATE

Rs. 100/- (Per Mandate) Verify and Certify  + GST

25

Lose of Token Charges

Rs. 100/- (Per Token)  + GST

Manual

PL – 05595900

26

CIBIL Charges

Individual Rs. 150/- and Commercial Rs. 1600/-

Manual

PL – 05141700

27

CERSAI Charges

150 / Security Interest Registration

Manual

PL – 13670000

28

Cheque Book Issue Charge

NIL

-

-

29

Cash Handling Charges (10,20 Notes)

Rs. 2.5 per packet & Part thereof ( Above 5 Packet per day) #

Manual

PL – 05596000

30

Cheque/pay-order/DD stop payment charges (w.e.f. 01/09/2023)(per Leaves)

Rs. 100/-  + GST (Maximum 500/- + GST)

Manual / System

PL – 05595900

31

Pending (unused) Cheque charges while closer of Account

Rs. 4.00 per leaves + GST

Manual

PL – 05595900

32

Locker Operation Charge (w.e.f. 01/09/2023)

Rs.50/- Per Operation + GST (up to 50 Operation Free in per F.Y.)

Manual

PL - 05595900

33

Issue of Bank Guarantee (Issuance Charge)

0.50% of Amount each Quarter / 2.00 % P.A.+ GST

In Case Renewal same Charge Apply.

Manual

PL – 05575800

34

Bank Solvency Certificate

Up to 1000/- Free

Above 1000/- to 100,000/- 0.25% (Minimum 200) + GST

Above 100,000/- to 10,00,000/- 0.50% + GST

Above 10,00,000/- 1% + GST

Manual

PL – 05575800

35

Commitment Penal Charge for Non utilization on sanctioned limit (DP for C.C.)

¼ of yearly total Interest (GST Not Applicable)    _{(Ref.245/02/2025-GST)}

Manual

PL - 01525200

36

Stock Statement Delay submission charge

2.00 % p.a. of outstanding on daily basis + GST

System

PL – 05595900

37

EMI / Overdue / TOD Charges

Charges of 2.00 % p.a. on overdue amount + GST

System

PL – 05595900

38

Non-Renewal of Cash Credit Account Charge

Charge of 2.00 p.a. on Outstanding account + GST

System

PL – 05595900

39

Unit Visit/ Inspection Charge

50 Rs to 500 Rs (Subject to unit distance from branch and limit- as per assessment of branch manager) + GST

Manual

PL – 05595900

40

Default in compliance of specific term and condition

2.00 % p.a. of outstanding loan.

Manual

PL - 05595900

41

non availing of sanctioned limit (No Disbursement)

0.10 % of sanction limit + GST

Manual

PL – 05595900

42

Prepayment – (in case of transfer to other banks or financial Institute)

2.00 % of outstanding for term loan and 2.00 % of sanction for Cash Credit loan. + GST

Manual

PL – 05595900

43

ચાલુ ધિરાણ દરમ્યાન અરજદાર દ્વારા જામીનમાં ફેરફાર (મૃત્યુ સિવાય) / મિલકતમાં ફેરફાર કે છૂટી કરવાના કિસ્સામાં સર્વિસ ચાર્જ વસુલ લેવામાં આવશે.

1000/- + GST

Manual

PL – 05595900

44

Addition/Alteration/Deletion of Power of Attorney in any Account.

50/- + GST

Manual

PL - 05575800

45

Locker Rent

As Per Annexure – A (Pro-Rata / F.Y.) + GST

System

PL - 0562000