LOAN RATES IN CURRENT BUSINESS SCENARIO : 01-09-2025
|
Loan Type
|
Rates |
| Overdraft Aginst Fix Deposit (90% of FD Amount) | FDR+1% |
| Pledge CC (માલ તારણ સામે) Margin 30% | 11.50% |
| Hypothication CC (Margin 25%) | 9.50%* |
| Term Loan Industries (MSME) (Margin 25%) 84/120M | 10.00%* |
| Personal Car Loan (New Vehicle) (Margin 20%) 84M | 7.90%* |
| HPV Commercial (Margin 25%) 60M | 10.25%* |
| Two Wheeler Vehicle Loan (Margin 25%) 36M | 11.00%* |
| Housing Loan (Cost Margin 10%) 180/240M | 8.25%* |
| Education Loan (Margin Cost 25%) 120M | 10.25%* |
| Secure CC (Mortgage) MSME Business (Margin Min 30% Max 50%) | 11.00%* |
| LAP MSME, Business, Profession etc. (Margin Min 30% Max 50%) 120M | 12.00%* |
| Gold Loan (Margin Cost 25%) (દાગીના સામે) (૨ લાખ સુધી બુલેટ પેમેન્ટ 12M) | 10.00% |
| Cash Credit Un-Secure (Upto 5 Lakh) | 13.00%* |
| MT Loan (Short Loan) | 11.00%* |
| Agriculture Finance - Agri and allied Activities, 12M | 10.00% |
| Salaried Person Loan - 60M - Max 5 Lakh | 12.50% |
| TL Agri Machinery Secure Loan - Max 10 Lakh (Margin Cost 20%) 84M | 10.50%* |
| LIC/KVP/Post Certificate Loan | 10.00% |
| Renewable Energy Solar Rooftop Loan (Margin Cost 25%) 120M | 10.00%* |
